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Social protection and disability in Zambia

KIDD, Stephen
WAPLING, Lorraine
KABARE, Krystle
October 2019

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This report presents findings from a short study in Zambia to examine its social protection system and programmes and identifies the challenges faced by persons with disabilities in accessing them. The study was undertaken by a visit to Zambia between 31st October – 4th November 2016 during which a range of interviews and focus group discussions were undertaken. The study was supported by a review of the literature and some limited analysis of administrative data.

Topics presented in the report include:

  • the broader context of Zambia particularly around issues of education, health and consumption dynamics
  • the national population of persons with disabilities
  • key challenges faced by persons with disabilities
  • the legislative and policy framework on disability in Zambia
  • the governance of social protection and support for persons with disabilities
  • the disability classification system and an overview of the social protection system
  • the evolution of the Social Cash Transfer and access to the scheme by persons with disabilities 

Realising children's right to social protection in Middle East and North Africa. A compendium of UNICEF's contribution's

ARCHIBALD, Edward
January 2019

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This Compendium documents the broad range of UNICEF’s social protection interventions in MENA from 2014-2017. 
 

The Compendium includes 20 case studies detailing UNICEF’s contributions in the MENA region across the following five Action Areas

 

  • Evidence and Advocacy (Algeria, Egypt, Iraq, Iran, Lebanon, Yemen, Morocco)
  • Policies, coordinating and financing (Djibouti, Morocco)
  • Cash transfer programming and systems strengthening (Egypt, Jordan, Tunisia)
  • Cash plus interventions and social work (Iraq, State of Palestine (highlights children with disabilities), Yemen)
  • Social protection in fragile and humanitarian contexts/settings (Yemen, Lebanon, Jordan, Syria). The Syrian programme was "Reaching children with complex disabilities through cash transfers and case management"

 

 

 

Innovate for Inclusion. Four cases of application of the social innovation lab methodology to enhance disability inclusion in mainstream settings

MAARSKE, Anneke
NEDERVEEN, Matthijs
BAART, Judith
2019

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This publication reflects back on four co-design processes undertaken by Light for the World’s Disability Inclusion Lab during the past few years. These different journeys in solution development have demonstrated the power of this methodology to create genuine inclusion in livelihood programming while striving to empower persons with disabilities to achieve economic success. In this publication the social innovation lab methodology is described as a unique approach to inclusive programming, highlighting four cases: The Livelihood Improvement Challenge in Uganda, the lab in the EmployAble programme in Ethiopia, the AgriLab in Cambodia, and the InBusiness pilot in Kenya. Lessons learnt are described.

L’autonomisation de personnes vulnérables, notamment des personnes handicapées, dans un contexte dépourvu de services et de ressources

ROCHE, Audrey
October 2017

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Cette publication est le produit d’un processus de capitalisation de l'expérience en insertion socioéconomique de personnes handicapées acquise par Handicap International et ses partenaires de mise en œuvre dans le cadre du projet TEAM CONGO à Kananga en RDC. L’objectif de cette capitalisation est d’une part, d’exposer la méthodologie en matière d’insertion socio-économique appliquée à Kananga, en détaillant les 2 principales bonnes pratiques - l’Accompagnement Social Personnalisé avec une approche holistique, et l’accès au capital économique via des micro-crédits- et les leçons apprises afin que les équipes d’Handicap International, les agences gouvernementales, et les organisations travaillant dans le domaine de l’Insertion socio-économique des personnes handicapées et personnes très vulnérables, puissent les utiliser dans le cadre de futures interventions. D’autre part, cette capitalisation vise à ébaucher des recommandations pour les futures interventions qui pourraient avoir lieu dans ce domaine en République Démocratique du Congo (RDC) ou dans des contextes similaires, dans lesquels les initiatives publiques ou privées en faveur de l'insertion économique des populations vulnérables comme l’offre de formation professionnelle, les opportunités d'emploi formel et l’accès au capital sont rares, voire même inexistantes. Une méthodologie d'action détaillée et adaptée à des contextes pauvres en ressources, sera ainsi proposée, à la lumière de l’expérience du volet d’insertion socio-économique du projet TEAM CONGO.

Making microfinance accessible to persons with disabilities: awareness and attitudes among Indian microfinance institutions

GUPTA, Vin
May 2014

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This research focuses on three stakeholders: Microfinance Institutions (MFIs), Persons with Disabilities (PWD), and non-disabled clients. It attempts to highlight the following:

  • Understanding of MFIs about disability, their perceptions of persons with disabilities, and their preparedness to include them as potential clients
  • Concerns and apprehensions of PWD to becoming potential MFI clients
  • Views of non-disabled clients on including PWD in their groups

The study investigates the knowledge and the perceptions about disability among each stakeholder group and attempts to elucidate how that impacts the ability of PWD to access microfinance services. Four microfinance institutions of different geographic areas were studied. The survey inolved 1,000 people of whom 57 were disabled. 

Access to employment for all in West Africa : let’s make it work I

DIMBARRE KPEHOUNTON, Cathy
et al
June 2013

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This video series is part of the Making It Work initiative, “Access to employment for all in West Africa : let’s make it work”, which sets out good practice for inclusive employment of people with disabilities in West Africa, in line with CPRD Article 27 and makes recommendations for public and private employers, microfinance institutions, governments and their partners so that they become agents of change and commit themselves to inclusive policies promoting access to decent jobs for people with disabilities in West Africa. This part I video examines the “right to set up a micro-enterprise: how can microfinance institutions make it work? How do microfinance institutions give people with disabilities access to financial services to help them start or develop small businesses successfully?”

Inclusive microfinance : reaching disabled people through partnership development

LEYMAT, Anne
March 2012

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"This study examines projects that support access to financial services for disabled people, highlighting good practices that guarantee efficiency and sustainability of initiatives with a particular focus on the use of microcredit. The study is based on the findings of: a global survey and interviews with disabled people's organizations and microfinance providers; a literature review; field studies in seven countries; and the outcome of two regional workshops (in Kenya and Bangladesh) and a practitioner workshop in Geneva. It is estimated that 10 to 12 per cent of the world's population has some kind of impairment and of those around 82 per cent live below the poverty line. Most people with impairments who work are self-employed. However, access to financial services for disabled people remains sporadic. The central part of the study explores the potential for successful, responsible, and complementary partnership development between microfinance actors and disabled people's organizations. Our findings demonstrate that if disabled people are given the opportunity to access financial services, many are capable of successfully managing loans and businesses - thereby becoming agents of their own development"
Enterprise Development and Microfinance Vol. 23 No. 1

Ensuring access to microfinance services for people with disabilities

GIORDANO, Alexandra
LEYMAT, Anne
DOUCET, Grégory
December 2010

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This facilitator’s workshop guide is addressed to microfinance institutions and Disabled People´s Organizations to assist in the provision of access to microfinance services for persons with disabilities. This training tool is useful for operational managers, decision-makers, community leaders and NGO managers to build the capacity of participants during workshops to provide access to microfinance services for persons with disabilities

A new financial access frontier - people with disabilities

GOLDSTEIN, Josh
June 2010

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This note provides the background for a roundtable discussion held on June 18, 2010 in Washington, DC, convened by the Center for Financial Inclusion (CFI), in partnership with the Disability and Development Team of the World Bank, at which representatives from microfinance institutions and Disability Organizations deliberated on how they can best contribute to increasing access to financial services for poor people with disabilities worldwide. After a brief discussion of the challenge and the opportunity, the note advances several working hypotheses about steps the microfinance industry could take. 

Good Practices from the project : towards sustainable income generating activities for mine victim and other persons with disabilities in Cambodia

MUNOZ, Wanda
LAST, Ulrike
KIMSEAM, Teng
2010

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This report shares practices and tools that support the equal access and inclusion of persons with disabilities to livelihood services by exercising their social and economic rights and potential. Based upon experiences of a project in Cambodia, the document is divided into the following three sections: the project context; the methodology, tools and practices of the individual support provided to persons with disabilities and mine victims; and cross-cutting issues, such awareness raising, gender approach and partnerships. This report would be useful for disabled people organizations (DPO), government offices and representatives, local, national and international organizations and cooperation agencies

Access to mainstream microfinance services for persons with disabilities : lessons learned from Uganda

BWIRE, Flavia Nakabuye
MUKASA, George
MERSLAND, Roy
2009

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This article reports on a pilot project in Uganda which aims to enable persons with disabilities to have access to mainstream microfinance services. The project is described and lessons learned are highlighted, including the finding that all micro finance institutions (MFIs) report an increase in the number of clients with disabilities served. The article is useful for people interested in mainstreaming microfinance services for people with disabilities

Best practices in the socio-economic rehabilitation of persons affected by leprosy and other marginalised people in their communities: findings from nine evaluations in Bangladesh, India and Africa.

VELEEMA, Johan P
2008

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The evaluation of 9 socio-economic rehabilitation programmes (SER), in 4 countries in Africa, in Bangladesh and in India from 2002-2005 is presented. All the 9 programmes focused on supporting individual leprosy-affected individuals or their families. Four projects also supported other marginalised clients. The usual interventions were micro-credit, housing and sponsoring of education for the children. The recommendations touched upon each of the five steps in individual rehabilitation: selection of clients, needs assessment, choosing an intervention, monitoring/follow--up of clients during rehabilitation, and separation at the end of the process. The evaluators also suggested ways in which participation of the client in their own rehabilitation might be boosted, made recommendations for the organisational structure of programmes, on maximising community involvement and emphasised the importance of information systems and of investing in the programme staff. A number of recommendations were specific to the types of interventions implemented. Bringing together the recommendations resulted in a description of best practices in the implementation of SER programmes, derived from actual experiences in different contexts.
Asia Pacific Disability Rehabilitation Journal, vol.19, no.1, 2008

Exclusion of disabled people from microcredit in Africa and Asia : a literature study

CRAMM, J M FINKENFLUGEL, H
January 2008

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This research article examines how people with disabilities are denied access to microcredit schemes. A literature review is conducted resulting in 16 documents on the participation of people with disabilities in microcredit schemes. The authors recommend that ad-hoc schemes should continue and even expand their work to fulfil the current needs of people with disabilities

Good practices for the economic inclusion of people with disabilities in developing countries : funding mechanisms for self-employment

Handicap International
Ed
August 2006

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This report aims to highlight good practices, strategies, tools and operational methods that guarantee the sustainability of projects that support access to funding mechanisms and the self-employment of people with disabilities. More specifically, the study focuses on the use of microcredit enterprises and grants for the start-up and expansion of microenterprises. Developed in partnership with a diverse range of organisations of/for people with disabilities and microfinance providers, the report highlights the significant exclusion of people with diabilities from mainstream microfinance institutions and subsequently presents two solutions: firstly to develop schemes that promote the inclusion of people with disabilites; secondly to develop financial services by organisations of/for people with disabilities themselves. This report would be of relevance to anybody working in the fields of international development, disability or microfinance

Graduating the poorest into microfinance : linking safety nets and financial services

HASHEMI, Syed
ROSENBERG, Richard
February 2006

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This note presents general microfinance information and explores issues surrounding the debate about whether or not microfinance actually reaches the poorest at the bottom of the socioeconomic scale. Links between safety net programmes and microfinance programmes are highlighted through case studies. This note is useful for people interested in microfinance issues in developing countries

Microcredit for self-employed disabled persons in developing countries

MERSLAND, Roy
October 2005

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This paper aims to close the gap in knowledge and culture between the disability and the micro finance communities. Resource-based theory is applied to analyse when microcredit for disabled persons is an appropriate tool and when it is not. General recommendations are provided for the inclusion of disabled entrepreneurs, as well as lists of recommendations that are both easy to understand and to apply for micro fiance institutions, disabled people's organisations and donors. This paper is useful for academics, professionals and organisations interested in micro finance for people with disabilities in developing countries

Managing scaling up challenges of a program for the poorest : case study of BRAC's IGVGD program | Scaling up poverty reduction : case studies in microfinance

MATIN, Imran
May 2004

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This chapter looks at the Income Generation for Vulnerable Group Development (IGVGD) programme, initiated by BRAC, a large microfinance NGO. The programme aims to target poverty alleviation through strategic linkages between grant-based and market-based microfinance programmes. The IGVD programme is described and planning, management and issues of scaling up are discussed. Tables and graphs are provided to enhance understanding. This document is useful for people interested in microfinance programmes

Key principles of microfinance

CONSULTATIVE GROUP TO ASSIST THE POOR (CGAP)
2004

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This factsheet describes eleven key principles of micro finance. It is a user-friendly document that would be helpful for people interested in general information about micro finance

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